Property Attributes
- MLS#1334961
- TypeSingle Family
- Listing Status Pending - Continue to Show
- CountyRoane
- CityHarriman
- AreaRoane County
- NeighborhoodCedarlake Retreat
- Zip37748
- StyleTraditional
- Year Built2001
- Taxes$ 2656
- Price$ 1,125,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage2626
- Lot Size1.29 Acres
Data Source:
Knoxville MLS (KAAR)
Property Description
Live Where Every Day Feels Like a Vacation... An exceptional opportunity for investors or those seeking a vacation home that helps pay for itself..generated almost 18K in revenue during June & July 2026 alone. Owners and guest are sure to enjoy their private escape on the river--where peaceful waters, serene views, and luxury living come together in perfect harmony. This stunning property has been thoughtfully renovated inside and out, offering a rare blend of comfort, style, with proven income. Step outside and you'll find a newly renovated covered dock with lift, & drive up Jet Ski Dock 3 Min Jet Ski ride to gas & marina, multiple expansive decks designed for entertaining, relaxing, and soaking in those breathtaking river views year-round. Inside, the beautiful upgrades include quartz countertops, a spa-inspired master suite featuring a freestanding soaking tub and an incredible full-body shower system that feels like your own private retreat. Lots of new renovations less than 5yrs old including roof, & the in-ground saltwater Pool overlooking river located by downstairs entrance. This amazing home features Hardy Siding & elegant stonework, a pool house, and washer dryer in downstairs to remain,sunroom that brings the outdoors in no matter the season. Extra space including a 3-car garage and even a charming guest house/tiny home perfect for visitors or additional rental income. Bonus Opportunity: This property is uniquely set up as one rental or can function as 3 separate short-term rentals , making it a powerful income-producing investment--or keep it all to yourself as your personal riverfront paradise. Whether you're looking to invest, entertain, or simply escape... this one checks every box.
| Elementary School | Middle School | High School |
|---|---|---|
| Dyllis Elementary School | Oliver Springs Middle School | Oliver Springs High School |
| Price History | |
|---|---|
| 4/1/2026 | Listed $1,250,000 |
| 4/24/2026 | 6$1,175,000 |
| 7/24/2026 | 2$1,150,000 |
| 8/24/2026 | 2$1,125,000 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Central,Propane,Electric |
| Cooling | Central Cooling,Ceiling Fan(s) |
| Appliances | Dishwasher,Disposal,Range |
| Garage Spaces | 3 |
| Association Fee Includes | Other |
| Architectural Style | Traditional |
| Security Features | Smoke Detector |
| Construction Materials | Fiber Cement,Frame |
| Year Built | 2001 |
| View | Mountain View,Country Setting,Lake |
| Property Subtype | Single Family Residence |
| County | Roane County - 31 |
| Property Type | Single Family |
| HOA | true |
| Attached Garage | true |
| Subdivision Name | Cedarlake Retreat |
| Other Structures | Guest House |
| Total Rooms | 10 |
| Full Baths | 3 |
| Status | Pending - Continue to Show |
| Directions | Directions: From I-40 take TN-58 to N Kentucky Street. Take N Kentucky Street to Sugar Grove Valley Road to Black Oak Road and turn right onto Black Oak Road. Take Black Oak Road to right onto Bluff View Road to right onto Settlers Road. House will be last house on left. |
| High School | Oliver Springs |
| City | Harriman |
| MLS Area | Roane County - 31 |
| Lot Size Units | Acres |
| Lot Size Square Feet | 56192 |
| Elementary School | Dyllis |
| Property Attached Y/N | false |
| Middle/Junior High School | Oliver Springs |
| MLS Area Minor | Roane County - 31 |
| Virtual Tour | https://view.paradym.com/idx/141-Settlers-Rd-Harriman-TN-37748/4963144 |
| Structure Type | 2 Story Basement |
| Standard Status | Pending |
| New Financing Cash | true |
| New Financing Coventional | true |
| New Financing New Loan | true |
Interior Features
| Interior Amenities | Walk-In Closet(s),Kitchen Island,Pantry,Eat-in Kitchen |
|---|---|
| Basement | Walkout,Partially Finished,Plumbed,Slab |
| Flooring | Laminate,Hardwood,Tile |
| Total Fireplaces | 1 |
| Fireplace Features | Gas,Marble,Gas Log |
| Basement (Y/N) | true |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Half Baths | 1 |
| Total Bedrooms | 4 |
| Total Baths | 4 |
| Other_sp_Rooms_co_Family_sp_Room | true |
Exterior Features
| Exterior Amenities | Windows - Vinyl,Prof Landscaped,Balcony,Dock |
|---|---|
| Parking Features | Garage Faces Side,Garage Door Opener,Attached,Basement |
| Lot Features | Lake/Water Access,River,Waterfront,Irregular Lot,Rolling Slope |
| Water Source | Public |
| Lot Size Area | 1.29 |
| Building Area Total | 2626 |
| Lot Dimensions | 208.88 X 283 IRR |
| Lot Size Acres | 1.29 |
| Frontage Type | Lakefront |
| Lot Size Source | Tax Records |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
The data relating to real estate for sale on this Web Site comes from the IDX Program of the East Tennessee Realtors® Multiple Listing Service. © Copyright 2026 All rights reserved. This information is being provided for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumers may be interested in purchasing. This information was updated September 12, 2026 2:31 PM UTC Some properties may subsequently have sold