Accessible Home Buying Tips

Dated: September 14 2020

Views: 99


Get the Accessible Home You Want Using These Tips


Recent information from the Centers for Disease Control and Prevention (CDC) shows that about 61 million people in America live with a disability. Of this number, almost 14% of them have issues with mobility while another 11% are either visually or hearing impaired. With these statistics in mind, it’s no wonder that the demand for accessible homes is growing. You can easily find the right place for your needs by keeping the following tips in mind.


Work With an Agent

When house hunting, working with an agent from Weichert Realtors ensures you’ll be able to find what you’re looking for. Your agent will already have insight into the neighborhood you’re considering, as well as where there might be homes that meet your needs or homes that could meet your needs through modifications. Your agent can also help you connect with any programs specific to helping individuals with disabilities finance a home.


Find an Accessible Home

The actual list of modifications that a house needs to be accessible can be quite long, but there are some minimum features that you should look out for. This can include having a single-story structure with no basement. Your ideal home should have showers that can be easily accessed and a bathroom with enough floor space to accommodate walkers or wheelchairs. It would also be great to have a house that is in close proximity to the services you’ll need. Taking a look at realty websites that feature accessible homes can be useful when looking at your options and researching the prices of homes you’d like (homes in Knoxville, for example, average $250,000).


Modify an Existing House

Even though there are regulations in place that state the requirements for accessible housing, that doesn’t mean you’ll always be able to find the home that meets your particular needs. In that case, you might need to buy a house and then modify it over time. Some of the areas you’ll likely need to address include installing a ramp if the house has no ground-level access, installing grab bars in the bathroom and widening the doorways throughout the house. When planning your remodeling project, Renovate America suggests setting a budget and working with a professional contractor. Make sure to prioritize the projects, and avoid having work done when things become busy for yourself or your family.


How to Afford it

In some cases, accessible homes can be a little more expensive than homes that don’t have any major modifications. In order to afford these houses, consider getting a home loan that’s tailored for people with disabilities. This includes mortgages from the Federal Housing Administration (FHA) and Americorp. The benefits of choosing to apply for FHA lending opens up opportunities if your credit isn’t great or you don’t have much for a down payment. If you’ve opted to make modifications to an existing house instead, then you might not have to worry about paying for these out of pocket either. It would also be a good idea to find out if you’re eligible for any grants that can help cover the costs of making modifications.


Owning a home is a dream that many people share, and it’s important that you feel comfortable in the home you choose. While it would be great to buy a house that has everything in place already, this isn’t always possible. In that case, make sure you find a home that can be easily modified, and take advantage of any funding that can help you afford what you need without taking on a large debt.


Photo courtesy of Pixabay

This article was written exclusively for Weichert, Realtors - Advantage Plus by Patrick Young with AbleUSA.Info

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