Sunday, November 7th

Dated: November 7 2021

Views: 127

HAPPY NOVEMBER! HAPPY TIME CHANGE DAY! 

How was that extra hour of sleep everyone? I hope it did you well! Time to get used to the dark coming early. Oh, and the cold. All of the cold weather is here it seems! I had to go buy some new heaters today because I can't stand the chill in the air. 

Have any of y'all thought about buying a new home recently? Or maybe buying some land to build on in the future? Things have settled down partially. It really is a different market. It's not what anyone is truly used to, but you know what? That's where a REALTOR comes in and helps you - aka MEEEEEE :) I can help get you from your list of wants on a dream home to getting you to the perfect house for you!

To those of you that have recently moved, what is it you found that was the hardest part of your journey to finding the right home? Homes didn't have what you wanted? Too many offers going in on a property that you wanted? I'm just curious to see what it wouldbe to make things better for future clients.

Below I have posted a blog that I thought was interesting. What are your thoughts?

There are many factors that play a role in determining whether you’re able to qualify for a mortgage. Credit standards are one of them. But unlike your income or debts, they aren’t as easy to keep up with. They are important, though, so here’s what you need to know. Credit standards refer to the requirements lenders use to determine whether or not you qualify for a loan. When credit standards are tight – as they were following the financial crisis and housing crash – potential buyers have to reach a higher financial standard in order to be deemed creditworthy. When they loosen, the opposite is true and buyers will have an easier time obtaining a mortgage. Because of the role they play in determining whether buyers are approved or not, Fannie Mae’s Lender Sentiment Survey takes the pulse of lenders across the country to determine whether standards have been loosening or tightening lately. Generally speaking, standards have eased since the financial crisis. The survey’s most recent results, though, show little movement from the previous quarter.  {blog source}

I hope you enjoyed this post and that you all have a wonderful week!

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Ruby Goosie

Weichert, Realtors® – Advantage Plus is proud to announce the addition of agent Ruby Goosie to its team of talented real estate professionals. Ruby will assist home buyers and sellers in Knoxville ....

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